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Journal > Jurnal Ekonomi > THE ISLAMIC MICROFINANCE PRACTISES STUDY IN INDONESIA

 

Jurnal Ekonomi
##issue.vol## 16, ##issue.no## 1 (2011): Ekonomi No. 1 Vol. 16 2011
THE ISLAMIC MICROFINANCE PRACTISES STUDY IN INDONESIA
Article Info   ABSTRACT
Published date:
12 Apr 2012
 
The study presents simulation analysis that comes from several related issues in the Sharia microfinance services and economic development model namely: ethics, exchange contract, profit sharing, investment ownership and economic development.   The Sharia microfinance information are obtained from the rural Islamic microfinance Chairmen’s’ Statement, Operating Review, or the Special Events Highlights in the annual reports, daily news, magazines. Data used came from various paper compilations, questioner to finance experts, Indonesian business newspapers and magazines. The questioner (not in the form of paper) is processed directly through computer input device and cover information regarding to the issues.  Data is used in the research covers 2000-2010. Data and information is analyzed by Analytical Network Process (ANP) software. Findings of this study show that coefficient of ethics, exchange contract, profit sharing, investment ownership and poverty alleviation are respectively 0.18603; 0.11671;   0.07691;   0.16667 and 0.16667.  From the model and its circular causation analysis can be concluded that coefficient of ethics, exchange contract, profit sharing, investment ownership and poverty alleviation are interconnectedness and have complementarities effects.  The effects have reduced the scarce of fund and improved the productivity of small and medium scales entrepreneur.   The conclusion is also indicated the roles of poverty eradication and the existences of investment ownership accumulation in the Indonesia Sharia microfinance.
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